Citizen Action of Wisconsin
Press Release

Wisconsin ObamaCare Rate Increases Moderate

When consider both premiums and deductibles. Costs actually decrease for people who utilize health care services.

By - Oct 24th, 2016 05:49 pm
Former Health and Human Services Secretary Kathleen Sebelius and President Barack Obama. Official White House. Photo by Pete Souza.

Former Health and Human Services Secretary Kathleen Sebelius and President Barack Obama. Official White House. Photo by Pete Souza.

Statewide: A preliminary analysis by Citizen Action of Wisconsin of Affordable Care Act (ACA) marketplace rates released earlier today by the federal government shows moderate increases when premiums and deductibles are taken together.

Citizen Action analyzed premiums and deductibles for benchmark plans in all 72 Wisconsin counties for a 40 year old. These plans are used to calculate tax credits and have the largest enrollment. While premiums increased 14.12%, deductibles actually decreased by 15.63% from 2016 to 2017. The result is that rates (premiums and deductibles together) decreased by 1.2% for the most common plans. This means a Wisconsin consumer who uses enough health care to pay the full deductible will actually see a reduction in consumer costs (not including tax subsidies).

Premium increases are actually easier for health consumers to handle because they are covered by affordability tax credits. 85% of Wisconsin health consumers on the ACA marketplace receive these tax subsidies. Deductibles are a rising concern, because consumers must pay the full cost of most medical care and prescription drugs until they are met.

Once open enrollment begins on November 1, it will be very important for Wisconsinites who buy their insurance at to shop for the plan that works best for them. They should not just choose the plan with the lowest premiums, because higher deductibles and other copays may cost them more. If they have prescription drugs, they should consider the copays and deductibles for these drugs on each plan.

“To get the whole picture on the increasing cost of health insurance it is important to focus on consumer costs overall, not only premiums,” said Robert Kraig, Executive Director of Citizen Action of Wisconsin. “We have known since the passage of the ACA that additional reforms to restrain medical and prescription drug costs are needed. However, opponents of the law have made it difficult to move forward to the next stages of reform by trying to turn back the clock to the days when insurance discrimination was legal and many policies had dangerous coverage gaps and limits.”


40 year old, no tax credits, “benchmark plan” (2nd lowest cost silver by county)

Mentioned in This Press Release


Recent Press Releases by Citizen Action of Wisconsin - Page 2

Citizen Action of Wisconsin

Senate Health Repeal Vote Advances That Could Bring Back Pre-Existing Condition Discrimination, Threaten Care

Senate GOP playing “Russian Roulette” in healthcare, with no clear replacement plan available.

Neighboring Congressman and Citizen Action Have Health Care Town Hall Speaker Ryan Refuses to Hold

Paul Ryan has not had an open forum with his constituents since the election.

Citizen Action of Wisconsin

New Legislation Creates BadgerCare “Public Option” to Immediately Lower Health Costs

Following insurance company threats to leave markets, legislation introduced to allow all Wisconsinites to purchase BadgerCare.

Momentum Throughout Wisconsin Building for End to Rigged Election Maps

Milwaukee becomes 19th county in Wisconsin to pass fair maps resolution.

Senate Health Plan Would Cause Out-of-Pocket Costs to Skyrocket for Wisconsinites, End Credits for Man

Senate plan tax credit scheme worse for states like Wisconsin with high healthcare costs, hurting consumers

SCOTUS Decision to Postpone New State Election Maps is Disappointing News for Wisconsin Voters

Citizen Action of Wisconsin Redoubles its Efforts for Redistricting Reform

Rep. Duffy Outburst Reveals Why Conservative Politicians Can Never Guarantee Affordable Health Care

"Congressman Duffy’s outburst unintentionally reveals a dangerously constricted view of government that if fulfilled would eliminate Medicare and BadgerCare..."

Trump’s Health Care Sabotage Threat Would Have Devastating Impact in Wisconsin

Trump threatened to stop paying insurers cost-sharing-reduction payments that reduce deductibles, co-pays, and out-of-pocket maximums for moderate income enrollees.

With Repeal Efforts on Hold for Now, Deliberate Sabotage Threatens Health Coverage

The biggest immediate threat to affordable health coverage may be deliberate sabotage by the Trump Administration.

As Critical House Vote Nears, GOP Pushes Substandard Health Coverage that Legalizes New Pre-Existing Condition Discrimination

Conservative proposals are a back-door way to legalize discrimination against people with pre-existing conditions

Citizen Action Research Shows Massive Increase in Health Premiums in Wisconsin Cities under House GOP Replacement Bill

In Milwaukee raises health insurance premiums by $9,908 per year for moderate income older adults

Leave a Reply

Your email address will not be published. Required fields are marked *